We are pretty fortunate at our house. For starters, we have health care. Second, our employers give us the option of a Flexible Spending Arrangement (FSA) for medical expenses. And third, emergency room visits and trips to the orthopedist were way down this year. A record low — only 8 total — stitches, no broken bones, separated shoulders or sprained MCLs. Yep, it was a pretty good year.
So the good news is a healthy family. The bad news is we have a lot of money left in our FSA this year. And with the restrictions on how that money can be spent, it means we either stock up on heating pads, sunblock and contact solution or we lose that money. Well, even a mom on a mission to wipe out melanoma can only go through so much sunblock. And losing our hard-earned money isn’t an attractive option either. So we came up with another solution. Read the rest of this entry »